Terms of Service

Last Updated: January 2023

1. Acceptance of Terms

By accessing or using NovelNectari.com ("the Site"), you agree to be bound by these Terms of Service.

2. Intellectual Property

All content on this site, including the book "Secrets of Risk" by Matvey Orlov, is the property of NovelNectari and protected by copyright laws.

3. Purchases

All purchases are final. We do not offer refunds for digital products once they have been downloaded.

4. User Conduct

You agree not to:

• Use the Site for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Reproduce or distribute our content without permission

5. Disclaimer

The content provided is for informational purposes only. The author and publisher are not liable for any decisions made based on the information provided.

6. Limitation of Liability

NovelNectari shall not be liable for any indirect, incidental, or consequential damages resulting from use of the Site or its content.

7. Changes to Terms

We reserve the right to modify these terms at any time. Your continued use constitutes acceptance of the revised terms.

8. Governing Law

These terms shall be governed by the laws of Bangladesh. Any disputes shall be resolved in Dhaka courts.

9. Contact Us

For questions about these terms, contact us at: info@novelnectari.com